Earn Interest on Stablecoins.
Competitive dollar rates with the ease of a modern savings app.
Simple setup, full transparency, and zero intermediaries.
0.00%
Average APY across plans
Variable rate. Updated live.
You set the terms. We do the legwork.
Three simple choices. One clear plan, ready when you are.
Pick the amount
How much you want to put to work. No minimum.
Chose your profile
Steady growth, or reach for more. Your call.
See the whole plan
Review before you sign. Nothing moves until you say yes.
A smarter plan for your savings.
Based on the strategy you pick, apys spreads your money across lending markets we've already vetted for age, structure, depth, and liquidity.
Example $50,000 allocation.
Lend with control.
apys never takes custody.
Your funds move from your wallet straight into the markets in your plan and back. We can't hold, spend, or move them elsewhere. Withdraw through apys at any time.
Your wallet
Lending markets
What's the catch?
Rates change with borrowing demand.
Protocols can have software failures.
Occasional conditions could lead to short delays withdrawing.
Ready to put your
money to work?
Build a plan in under one minute. Nothing moves until you approve it.
apys doesn't charge fees on its side. If that ever changes, we'll notify you, and it won't apply to anything you've already deposited.
- 01Input amountEnter how much you want to put to work.
- 02We build your planWe score pools across Solana for interest, risk, and liquidity.
- 03One signature to deployApprove once. We handle swaps and deposits in a single flow.