How apys works

apys is a stock-paying savings app on Solana. You deposit USDC, apys routes it across audited lending markets, and you choose whether your interest arrives as dollars or as tokenized stock.

apys searches lending pools across Solana (currently Kamino, Jupiter Lend, and Loopscale), builds your allocation, and handles the execution: swaps, deposits, approvals, all in one place. apys has no smart contract of its own. It matches you directly with the lending markets, and it only ever routes to audited ones.

It's non-custodial. Your keys never leave your wallet, apys builds the transactions and you sign them, and you can withdraw anytime. You see the pools and the amounts before anything moves.